<!-- LLM_VERSION_INFO
FORMAT: text/markdown
CONTENT_TYPE: article
ORIGINAL_URL: https://ourkettle.com/complaints
ALTERNATE_VERSION: complaints/index.html (text/html)
EXTRACTION_DATE: 2026-04-18T22:09:22.949Z

This is the markdown version with text-only content (images converted to alt-text).
For rich formatting with images, request the HTML version at: complaints/index.html
-->

> “Kettle helped cover our HOA after we were dropped by our previous provider. We were worried we would lose our mortgage, but Kettle gave us coverage.”

There are 55k HOAs in California and many struggle getting coverage due to wildfire risk.